Friday, October 30, 2009

How Choosing the Right Category can affect the Success of Your Article

The internet, as an information superhighway, has a wealth of information that people use every day. This being the case, it would be great to know how to find what you are looking for using categories.
By utilizing different categories, it would be easier to search for the right information you need. When you use the services of online stores such as eBay and Amazon, there are various categories available to help you find the products you're looking for. When you go to business directories, companies and organizations listed there are also classified into categories. When you submit to article submission directories, you also need to specify the category where your writeup should be listed.
A category refers to a group or subject that includes a list of more specific topics. The subjects that fall under the main category can be considered sub-categories.
Let's take an example. Business can be one major category. Under this, the list can include printing, car washing, hair salon, dry cleaning, catering, internet marketing, real estate and so on. Under internet marketing, you can have more sub-categories which can include ecommerce, article writing, network marketing, online advertising, blogs and so on.
If you're involved in a particular business and want to advertise or promote your products and services online, you need to choose the right category. Additionally, if you aim to promote yourself as an expert in a particular field, you should submit articles in the appropriate category to ensure that your write-ups get read by your target audience. If you choose the wrong category, your article may even get rejected by the editors and won't get published online at all.
For example, the family category has often been wrongly associated with articles that are supposed to be covered under home, health and even pets. Sometimes, articles related to travel and family trips are wrongly included in the holiday category which is actually meant for celebrations and other festivals (particular on US directories). dallas real estate
Take a few moments before you decide on what category your article or business should be included. Doing so will ensure your article is approved and published quickly and your business will easily be found online, under the correct search terms.

LOSS MITIGATION PART 1 BANKS OVERWHELMED

Before the spring of 2009, there was no standard set of rules for loan modifications in the United States or in Phoenix, Arizona. Each lender in Phoenix, AZ had its own rules as to how they wanted to handle loan modifications. In most situations, the loss mitigation through loan modification process heavily favored the banks. Their main concern was to find a way to recover the money that a home owner was behind in payments. Generally, the banks would either increase the monthly payment or extend the term of the payments so that those late payments would just be paid off at the end of a loan. Usually, when the loss mitigation through loan modification process called for increased payments, the foreclosure of a property was only delayed by a few months, because there was no way that they could make a higher payment. A new program, announced in the spring of 2009 by the Obama administration has changed the loss mitigation through loan modification process. The guidelines for loss mitigation through loan modification have changed. This program mandated that mortgage payments be reduced to just thirty one percent of the home owner's income. For many Americans, this meant that they could once again afford to pay their mortgage payments. The loss mitigation through loan modification process, appeared to be a great helping hand. However, the program only covers mortgages through Fannie Mae, Freddie Mac and the FHA, but it is widely thought that most other lenders will choose to follow the guidelines for loss mitigation through loan modification as laid out by the Obama Administration. The Making Home Affordable Modification Program has placed the focus right on loss mitigation through loan modification. Many in danger of losing their homes to foreclosure didn't even know what loan modification was. Since the program's inception, there have been scores of people flooding into banks to request loss mitigation through loan modification. With all of these people facing the time crunch to avoid foreclosure, this has placed the burden of a national housing crisis squarely on the backs of the Loss Mitigation Department at your bank and every bank. Before the housing crisis and the crash of the dallas real estate market, foreclosures were not very common. Most lenders and mortgage providers kept a staff of just a few people to handle loss mitigation. Foreclosures were not very common and loan modifications were even less common. However, the times have certainly changed. Banks and lenders have increased the size of their loss mitigation departments exponentially. This has meant thousands of people needed to be trained to work with loan modifications and all of the other tasks that fall to the loss mitigation department at a lending institution. There are horror stories abound regarding customers having to hound and hassle Loss Mitigation Departments to get their paperwork pushed through to avoid foreclosure. Loss Mitigation Departments are currently still understaffed, under experienced, and overworked. Read Part 2 of our Loss Mitigation Report to Find a Better Solution to avoiding foreclosure. dallas real estate